Online shopping continues to boom in India, and credit cards that offer cashback can help shoppers save significantly. Here’s a look at five cards that stand out for their online rewards.
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Jupiter Edge+ CSB Bank RuPay Credit Card
The Jupiter Edge+ card offers up to 10% cashback on popular e-commerce platforms such as Amazon, Flipkart, Myntra, and more. Cashback is credited instantly as “Jewels,” which can be redeemed for cash, gift cards, digital gold, or bill payments. Users also get free Amazon Prime for a year and a 1% fuel surcharge waiver. With no annual fee, it is positioned as an ideal card for frequent online shoppers.
Amazon Pay ICICI Bank Credit Card
Amazon Prime members earn 5% cashback on Amazon purchases, while non-Prime users get 3%. Cashback is credited as Amazon Pay balance, which can be used directly on the platform. The card has no joining fee, and the annual fee of ₹500 + GST is waived if annual spends exceed ₹1 lakh. This card is best suited for those who primarily shop on Amazon.
Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card delivers 5% cashback on Flipkart and Myntra, and 1.5% on other online purchases. Users also benefit from exclusive vouchers, fuel surcharge waivers, and access to lifestyle offers. The annual fee is ₹500 + GST, waived on annual spends above ₹2 lakh, making it attractive for Flipkart and Myntra loyalists.
SBI Cashback Credit Card
SBI Cashback Credit Card offers 5% cashback on online shopping, with 1% on all other spends. Cashback is credited directly to the statement. Additional benefits include fuel surcharge waivers and partner merchant offers. This card appeals to shoppers seeking a straightforward and reliable cashback structure.
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HSBC Live+ Credit Card
HSBC Live+ offers 5% cashback on online shopping and 10% on dining, groceries, and food delivery (up to ₹1,000 per month). Cashback is credited to the statement, and users also gain access to exclusive lifestyle offers and HSBC global promotions. This card is ideal for those looking for a mix of online and lifestyle rewards.
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